Businesses

It’s no secret that being a business owner is more than just one job. You have many roles and responsibilities and each one is important. While running your business may be complicated, protecting it doesn’t have to be. That is where we can help.

We start with you — your thoughts, dreams and needs – then delve into your business, its needs and objectives before we start talking about an approach or strategy. We want our relationship with you to be collaborative so it can help you get where you want to go.

Take control of your businesses' future with an approach or plan designed to fit your specific needs or goals.

Retirement plans

Individual Retirement Accounts (IRAs)
Simplified Employee Pension Plans
SIMPLE Plans
401(a)
Owner 401(k) and Roth 401(k)
457(b)
403(b)(7)
403(b)
Roth 403(b)
Roth 457
Pension/Profit-Sharing
412(e) Plan

Employee benefits

Dental
Vision
Life
Short-Term Disability Income
Long-Term Disability Income

Executive benefits

Bonus Plans
Deferred Compensation Plans
Split-Dollar Plans

Group insurance

Health Insurance
Long-Term Care Insurance
Disability Income Insurance
Life Insurance

Financial planning¹

Employee Financial Planning
Educational Seminars

Business planning and estate planning strategies

Buy-Sell Plans
Non-qualified Retirement Plans
401(k) Retirement Plans

Business continuation programs

Key Person Coverage
Buy-Sell Agreements
Succession Planning
Business Overhead Expense
Disability Buyout
Employee Stock Ownership Plans (ESOP)

¹ Fee-based, and non-fee based financial planning is offered by financial professionals who are investment advisor representatives for Equitable Advisors, LLC, a SEC-registered investment advisor.